homeownership
starts here

 
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We Believe in You.

We believe everyone should have access to safe, stable, affordable housing. That's why we work together to help you build your new home. Along the way you'll also learn the skills you need to succeed as a homeowner. 

Applications are currently closed. Check back soon for the next application period.

simple. decent. affordable.

That was the sentiment of our founder Millard Fuller, and that's what we aspire too. Simple. Decent. Affordable. While every home is unique and varies in layout, size, and number of rooms, these are the features typical of a Habitat home.  Habitat for Humanity builds new homes and rehabilitates older homes. 

1,100 Square feet of space

single car garage

3 bedrooms

1 1/2 bathrooms

energy star rated

new whirlpool appliances

central air & heat

high quality construction

1 & 2 story plans

 
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a level playing field

Habitat for Humanity of Lafayette is an Equal Housing Opportunity organization and partners with individuals and familes regarldess of their race, gender,  national origin, religion, sexual orientation,  or familial status as long as they meet our homeowner qualifications. 

Ready to Become a Homeowner?

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need for housing

We serve families and individuals coming from inadequate housing situations. If your current living situation is unsafe, unstable, overcrowded, in poor repair, or too expensive for your income, you may be eligable to partner with us. 

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partner with us

Our families partner with us to complete 250 hours of sweat equity per adult family member and 100 hours for each child aged 16-17. In addition to working to build homes, partnering also includes completing financial and homeownership workshops. 

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able to pay

We evaluate every applicant’s financial situation and assess whether or not making a mortgage payment is realistic.  We look at credit reports, current income and employment status, outstanding debt, and current monthly expenses. 

additional considerations

  • Fall within the county income range
  • Not have owned a house within the past 3 years
  • May be restrictions if enrolled in school
  • No chapter 7 bankruptcy filings in the last 3 years

Be prepared to present

  • Pay stubs from the last 6 months
  • Rent receipts & utility bills
  • Birth certificate, passsport, or permanent resident card
  • Drivers license or ID
  • Social Security Card
 

"I didn't expect to get a renewed sense of self. here it was, every opportunity i wanted and needed to rebuild my life, given to me by people who were kind."

Income limits

We serve families from six counties who make between 30% and 60% of the area median income. To see if you qualify, select your county, find your family size, and see if your annual income falls within the range. 

Family Size 30% AMI (Lower Limit) 60% AMI (Upper Limit)
1 $14,800 $29,580
2 $16,900 $33,840
3 $19,00 $38,040
4 $21,100 $42,240
5 $22,800

$45,660

6

$24,500

$49,020

ready to apply?

If you're ready to start your homeownership journey, please fill out the pre-qualification application. Applicants are accepted into our program twice per year. If you have questions about our family selection process, please contact our Director of Family Services. 

Applications are currently closed. Check back soon for the next application period.

additional resources

Not everybody qualifies for a Habitat for Humanity home, but that doesn't mean we can't still help. Here are some additional resources and organizations if you need housing. 

FINANCIAL COACHING

If you need help repairing your credit, saving money, making a budget, or lowering your expenses, before applying for a Habitat home, please contact us and ask about our Financial coaches. 

lafayette area organizations

The Lafayette Community is overflowing with individuals and organizations who can help. Here are just a few of them.