{"id":170,"date":"2019-08-26T20:11:42","date_gmt":"2019-08-26T20:11:42","guid":{"rendered":"http:\/\/beta.lafayettehabitat.org\/?page_id=170"},"modified":"2025-03-28T16:01:45","modified_gmt":"2025-03-28T20:01:45","slug":"homeownership","status":"publish","type":"page","link":"https:\/\/lafayettehabitat.org\/homeownership\/","title":{"rendered":"Homeownership"},"content":{"rendered":"
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homeownership <\/span>
starts here<\/span><\/span><\/h1>\n<\/div><\/div><\/div>

1. Review the Application Guidelines<\/span><\/a>
\n2. Review the Gross Income Limits<\/span><\/a>
\n3. Submit your Application<\/span><\/a><\/p>\n

Need Help? Watch this tutorial video.<\/span><\/a><\/em><\/p><\/div><\/div>

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We Believe in You.<\/p><\/h1>\n<\/div><\/div><\/div>

We believe everyone should have access to safe, stable, affordable housing. That's why we work together to help you build your new home. Along the way you'll also learn the skills you need to succeed as a homeowner. <\/p><\/div><\/div><\/div><\/div>

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simple. decent.<\/span> affordable.<\/h1>\n<\/div><\/div><\/div>

That was the sentiment of our founder Millard Fuller and that's what we aspire to do. Simple. Decent. Affordable. While every home is unique and varies in layout, size, and number of rooms, these are the features typical of a Habitat home.  Habitat for Humanity builds new homes and rehabilitates older homes. <\/p><\/div><\/div><\/div>

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1,100 Square feet of space<\/h1>\n<\/div><\/div><\/div>
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1 & 2 story plans<\/h1>\n<\/div><\/div><\/div>
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new whirlpool appliances<\/h1>\n<\/div><\/div><\/div><\/div>
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1 1\/2 bathrooms<\/h1>\n<\/div><\/div><\/div>
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energy star rated<\/h1>\n<\/div><\/div><\/div><\/div>
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central air & heat<\/h1>\n<\/div><\/div><\/div>
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high quality construction<\/h1>\n<\/div><\/div><\/div><\/div><\/div><\/div>
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a level playing field<\/h1>\n<\/div><\/div><\/div>

Habitat for Humanity of Lafayette is an Equal Housing Opportunity organization and partners with individuals and families regardless of their race, gender,  national origin, religion, sexual orientation,  or familial status as long as they meet our homeowner qualifications. <\/p><\/div><\/div><\/div><\/div>

Ready to Become a<\/span> Homeowner?<\/h1>\n<\/div><\/div><\/div><\/div><\/div>
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need for housing<\/h1>\n<\/div><\/div><\/div>

We serve families and individuals coming from inadequate housing situations. If your current living situation is unsafe, unstable, overcrowded, in poor repair, or too expensive for your income, you may be eligible to partner with us. <\/p><\/div><\/div>

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partner with us<\/h1>\n<\/div><\/div><\/div>

Our families partner with us to complete 250 hours of sweat equity per adult family member and 100 hours for each child aged 16-17. In addition to working to build homes, partnering also includes completing financial and homeownership workshops. <\/p><\/div><\/div>

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Ability to pay<\/h1>\n<\/div><\/div><\/div>

We evaluate every applicant’s financial situation and assess whether or not making a mortgage payment is realistic.  We look at credit reports, current income and employment status, outstanding debt, and current monthly expenses. <\/p><\/div><\/div><\/div><\/div>

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\"<\/span>I didn't expect to get a renewed sense of self. here it was, every opportunity i wanted and needed to rebuild my life, given to me by people who were kind.\"<\/span><\/h1>\n<\/div><\/div><\/div><\/div><\/div><\/div>

APPLICATION GUIDELINES<\/span><\/h1>\n<\/div><\/div><\/div>

We serve families from seven counties who make between 40% and 80% of the area median income. To see if you qualify, select your county, find your family size, and see if your annual income falls within the range. <\/p>\n

If you meet the guidelines below, and your income falls within the range, we encourage you to complete an application.<\/span><\/p>\n

INCOME<\/div>\n