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homeownership

We believe all people deserve, at least, a simple and decent place in which to live and grow into all that God intends for them to be. Habitat’s goal is to eliminate poverty and substandard housing worldwide.

We serve Benton, Carroll, Fountain, Tippecanoe, Warren, and White Counties.

We do more than help families purchase a new home; we help families change their lives in a way that builds the future. By using donated materials, volunteer labor, and professional services, Habitat for Humanity of Lafayette builds and rehabilitates high-quality homes with the help of future homeowners, our partners.

Meet a few of our current partner families and Lafayette Habitat homeowners.

meet our partners

If you’re interested in homeownership, we’d love to talk to you. Learn more about the process and find out if you qualify.

apply for homeownership

If you do not qualify for Habitat’s services or need more immediate assistance, other nearby organizations may be able to help.

additional resources

how we build homes

No Habitat home is possible without volunteers, tax-deductible donations of money and materials, and “sweat equity” hours from our partner families. Habitat houses are sold to partner families at no profit and are financed with affordable, no-interest loans. The homeowners’ monthly mortgage payments are recycled into a revolving Fund for Humanity that is used to build more houses.

Habitat houses are sold to partner families at no profit.

our houses

A Habitat home in Tippecanoe County costs an average of $65,000 to build. The typical house built by Habitat for Humanity of Lafayette has 1,050 square feet of finished living space, including 3 bedrooms, 1 ½ bathrooms, and a garage. Average monthly mortgage payments are $450 or less. Additionally, all Habitat construction is Energy-Star rated.

family selection

Whether in the US or overseas, families in need apply to local Habitat affiliates. The affiliate’s family selection committee considers applicants’ level of need, their willingness to become partners in the Habitat program, and their ability to repay the no-interest loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing Habitat homeowner families.

116

percent more likely to graduate


Compared to renters’ children, children of homeowners are 25% more likely to graduate from high school and 116% more likely to graduate from college.
15

percent more likely to vote


Homeowners are 15% more likely to vote than renters, as well as 11% more likely to know who represents them in Congress and 9% more likely to know who their school board representative is.

If you have questions about homeownership, please contact us!